USA scenario here: say I have a $2000 car repair bill and use my debit card.
Can’t be bothered to put in my pincode so I hit credit, payment goes through without pincode.
Why does the consumer have the option to pick here?
In: Other
You should always choose credit when given the option with a debit card. Then the transaction gets run through Visa or Mastercards or whoever system amd you get benefits that you dont get with just using the debit function. Usually, there is some sort of fraud protection or maybe even an extended warranty. You have to look at the documentation to see what exactly you get.
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