why is there insurance against uninsured drivers?
In: 144
Here’s a look at uninsured motorist rates in the US by state:
[https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists](https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists)
In seven US states, 1 in 5 drivers are not insured. Two of these states [Florida and Michigan] are in the top 10 US states by population.
That is a serious issue for a number of reasons:
* hit and run drivers
* injuries not covered by driver at fault
* victim loss of transportation/work
Dash cams are still not universal in the States, so there is a lot of abuse of insurance laws, plus many motorists comply by getting insurance when they purchase a vehicle, but they let the insurance lapse to save money.
So, it is imperative to protect oneself against uninsured motorists.
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