why is there insurance against uninsured drivers?
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Yeah a friend got hit by a kid who didn’t have a license, so technically uninsured. But yeah people do it more than you’d think.
Uninsured is often bundled with Underinsured coverage. This basically protects you if the person at fault doesn’t have the money to pay or the insurance. In AZ where I live the minimum coverage is like $30k so you can imagine how someone with minimum coverage will not be able to cover everyone in a multi car accident. While you can go after their assets people with that coverage often don’t have assets.
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