why is there insurance against uninsured drivers?
In: 144
If I hit your car, my insurance pays for the damages. If it’s my fault, my team pays your team.
If you are at fault, your insurance pays me.
If I’m at fault, and I have comprehensive insurance, my insurance pays for you and for me. If I just have liability, then you get paid, and I am on my own to repair my car.
If I am not insured, and I am at fault, you are at risk of getting zero, unless you have the right coverage that covers this situation. That’s where things like uninsured motorist insurance comes in.
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