why is there insurance against uninsured drivers?
In: 144
If you’re in a crash and the other driver is at fault, it’s on them (or more generally, their insurance because that’s what it’s for) to pay for your damages. But if they don’t have insurance, you’d be out of luck.
So your own insurance company can cover you instead for that situation. But of course, they make you pay a bit more for this “feature”.
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