Why private health insurance gives you better quality care than public or free health insurnace

Question

For instance why is that someone on say Kaiser for example tends to get appointments faster and at (usually) way nicer facilities in nicer parts of town than say somebody on Medi Cal

In: 0

Answer 1

Every insurance carrier has to negotiate their own contracts with facilities. Those facilities can choose to sign a contract, or not, with whatever carriers they want.

In Toledo where I live medical care is essentially split between two major provide networks, ProMedica and Mercy. Some insurance plans have contracts with both provider networks. Other have just Mercy or just ProMedica.

Frankly it’s a bunch of bullshit. It means that when you switch jobs, if your doctors were all part of ProMedica, you damn well better hope your new health insurance isn’t just a Mercy plan or you have to find all new healthcare providers.