why you need a checking account when there’s no more 6-transaction per month limit on saving accounts?

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Since saving accounts like sofi give like 4.6% instead of 0 on checking (I do realize some banks still enforce the 6-transaction limit rule, however, lots of banks also no longer do). Why do I realistic need a checking account when I can just bank primarily with the saving and get the interest as well.
Thank you in advance guys/gals!

In: Economics

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Followup question: do venmo and/or zelle work with savings accounts?

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