I think you underestimate the mammalian body’s ability to cope with mild cold (freezing) temperatures. Besides the oils that inhibit the water absorption deep into the fur, we have a lot of body mass, which is continuously producing heat, and an effective circulatory system that distributes it. Because of the temperature difference between body and air, the heat quickly drives the moisture from your skin/fur into the cool dry air, which readily absorbs it. You dry much faster on a cold dry day than on a hot humid one.
Try taking a dip in a hot tub when it’s around freezing out, then get out and don’t towel off. You’ll see it in action. You will dry very quickly and besides a slight discomfort you won’t get seriously cold for a while.
In addition to what everyone is saying above, they stay in the hot spring all day, as long as there is light. Then, at night fall, they go far up in the trees, for protection, and survive the night by sleeping huddled up and spooning in groups of 3 or more.
Being alone, even for a few hours, would mean certain death for them.
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