How do credit scams work?


I see many posts online of people with the credit secret, and to message them and you will change your life . How does that work ? Are they getting commission for some shit , or are they stealing your info ?

In: Other

It could be both, depends on what the scam is. A lot of them will have you pay an upfront fee. Then they will ‘negotiate’ to remove things on your credit report. They may not be able to remove anything and keep the fee. They also, at that point, have access to your name, address, and SSN. That is easy enough to use to open new lines of credit or sell the info to somebody else.