Why do gas stations require a ZIP code for card payments while almost no other type of (physical) merchant requires this verification?

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Why do gas stations require a ZIP code for card payments while almost no other type of (physical) merchant requires this verification?

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It’s a minimal verification that you’re not using a card that was lost or stolen. You know at least *that* much about the card’s owner.

For other uses, you generally have to “sign” something to charge some amount, even if it’s just making a squiggle on the pad.

Just to add, it only asks ZIP code for credit card payment, using a debit card will prompt you for your PIN.

But yeah, it’s just a small security measure, and you can’t really do signatures on a pump unless the screen was a touchscreen, and even then I probably wouldn’t want to touch it.

It’s very tedious if you have a foreign card, it refuses to accept that you don’t have a zip code. So much of the country can’t cope with non-US cards, phone numbers, etc, it’s very annoying as a visitor.

I work in the industry. The reason is it is good to verify the card belongs to you. If someone steals your card or clones it it is likely they won’t know your billing zipcode.

Stolen credit cards are more commonly used at gas stations than other merchants. It’s likely just a reaction