Are bills payments different if you live in a house you built and own rather then buying/renting one and if so how are they different?
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It doesn’t matter whether you built it yourself or if you bought it from someone else.
It does matter if you own/rent.
If you own the house, you’re responsible for property taxes, and all utility bills including water, sewage, trash/recycling pickup, gas, electricity, and cable/internet. Depending on the city some of those may be optional and some may be included in your property taxes.
If you rent, you typically pay gas/electric/cable/internet and the owner pays the water/sewage/trash/taxes.
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