No, we are not.
Most animals have the majority of the skin covered with fur that protects the skin. If you would shave for example a dog they have a high risk of getting sunburn.
If you look at animals with no or very little fur like Pigs, Warthog, Elephants, Rhinoceroses the use roll in mud or dust. It is in part a way to protect the skin from UV light.
A hippopotamus secretes a reddish oily fluid that in part functions as a sunscreen.
So mammal skin insensitive to UV light and need to be protected in some way.
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