I have been working for a new company for a year now, and have been on their insurance through Aetna the entire time. It’s the first time I’ve had health insurance through work.. So I’m paying monthly out of my check for the health insurance, but then im still going to owe my health provider out of pocket at the end of the year if i don’t pile up enough medical bills?
In: Economics
Health insurance in the US is a confusing thing compared ot what Helath insurance means in the rest of the world.
it should work the way you think, the provider takes care of all the clerical stuff regarding costs in Health as long as you pay your premium, however in the US they have the fundamental difference of being primarily for profit and ot maximize these profits they instead do a sort of co-payment: they cover a part of the costs up until a certain value.
it’s exactly as bad as you think, and most Insurance plans in the US are outright criminal in what they are allowed to get away with. and it’s all because they crippled all other options.
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