I have been working for a new company for a year now, and have been on their insurance through Aetna the entire time. It’s the first time I’ve had health insurance through work.. So I’m paying monthly out of my check for the health insurance, but then im still going to owe my health provider out of pocket at the end of the year if i don’t pile up enough medical bills?
In: Economics
I had Aetna for the last twenty years…. Until last year when I finally dropped them because I was paying a high premium every month just to have to meet a stupid deductible if I needed to use it. Then there’s always a co pay etc. Man screw that. It is cheaper for me to just pay out of pocket if I need something. Even if I had a catastrophic event, I would still receive an enormous and impossible to pay bill through insurance. I was constantly getting bills from them for things they wouldn’t cover. It was hard to find in network doctors sometimes. They don’t cover certain medications that are necessary to work on children sometimes. Now I do have eye insurance through Humana but it only costs me $1.50 a paycheck and I use it every year. I also have dental insurance which cost me about $6 month, and I use it a minimum of twice a year. But I just pay out of pocket for meds now.
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