Coming from a bank employee, checks can be transferred to one other party but only once and it can’t be higher than $1000.
From a security standpoint, the original maker of the check has their account info plastered all over it so the less people having that information the better. Plus they probably want the check to clear their account sooner than later since that does not happen until the check is presented to a teller or deposited.
Further, it’s just a lot easier to only confirm 2 or 3 signatures than it is to check countless of them. Checks simply can’t be as liquid as cash is.
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