Just on a side note, this is not an exclusive Australian phenomenon.
At all. https://www.google.com/search?q=interest+rates+worldwide+2023&tbm=isch&ved=2ahUKEwjPiv34qqT9AhUABrkGHUC8B1wQ2-cCegQIABAC&oq=interest+rates+worldwide+2023&gs_lcp=ChJtb2JpbGUtZ3dzLXdpei1pbWcQAzoECCMQJzoFCAAQogRQxghYniRg1ytoAXAAeACAAZICiAHHCZIBBTAuNS4ymAEAoAEBwAEB&sclient=mobile-gws-wiz-img&ei=B4fzY4_rEoCM5OUPwPie4AU&bih=736&biw=393&client=ms-android-xiaomi-rvo3&prmd=nisv#imgrc=zZYc7MNvYkVxUM
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