Wherever the body stores fat, there’s very few blood vessels internally in that area. If you’ve ever seen [what fat looks like](https://www.researchgate.net/figure/Removal-of-the-deep-fat-in-the-proximity-of-the-midline_fig4_258226299) (NSFW) when a body is opened up, it’s mostly white/yellow fat cells with very few arteries. Your blood is what keeps you warm, circulating around your body, just like hot water in a circulating heat system for houses. Any place that gets cold may have very poor circulation. Backs of your upper arms, love handles, hands, feet, etc.
Wherever the body stores fat, there’s very few blood vessels internally in that area. If you’ve ever seen [what fat looks like](https://www.researchgate.net/figure/Removal-of-the-deep-fat-in-the-proximity-of-the-midline_fig4_258226299) (NSFW) when a body is opened up, it’s mostly white/yellow fat cells with very few arteries. Your blood is what keeps you warm, circulating around your body, just like hot water in a circulating heat system for houses. Any place that gets cold may have very poor circulation. Backs of your upper arms, love handles, hands, feet, etc.