Because it takes a lot of time and you have to pay all those coders/artists for their hours of hard work.
Then, you have to rent a studio for your team to work. Need motion capture ? Well those devices are not cheap, and you’ll have to pay the actors as well.
Oh, and did I speak about marketing already ? Video-games market is saturated with indie productions so you better invest into ads if you want people to actually hear about your game and buy it.
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