I don’t even know where to start with this: I don’t understand it at all.
It’s obviously not free money.
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Say you got to the supermarket and get your groceries for the week. Your groceries may cost you $53.79. If you ask for $20 cashback the store will charge you $73.79 for both your groceries and the $20 cashback.
It essentially works as a mini ATM but requires you to make a purchase alongside the cashback.
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