The purposes of who is at fault is typically up to the local police department. Usually in a massive pileup, there might be one or two guilty parties, but basically everyone in the middle of the pack will be not-at-fault unless there is something very unusual happening.
You’ll go to your insurance with your police report number, and they’ll figure it all out. You don’t have to do any of the leg work of finding out who they’re supposed to go after.
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