How do car insurance claims work when you’re one of the many claimants in the middle of a hundred car pileup?

Question

How do car insurance claims work when you’re one of the many claimants in the middle of a hundred car pileup?

In: Economics

Answer 1

I claimed with my own insurance company. They paid for my repairs less deductible (which I paid). When the vehicle that caused the wreck was identified, their insurance reimbursed me the deductible and I guess the insurance companies then sorted the rest of it out. My collision was only a 4 car incident, though, and I had full coverage on my car.