How do car insurance mobile apps know when you’re driving versus when you are the passenger?

Question

I have the progressive app and it checks to see if I am breaking too impulsively and stuff like that. But how does it know it’s me driving?

In: 0

Answer 1

It doesn’t really matter in most cases, although that can depend on your policy. What they know is how the car is being driven, which is what they care about for insurance purposes.