How do Prescription Savings Cards work?

Question

In the USA we seem to have lots of drug commercials. In some of them there is reference to a discount on the prescription if you have insurance.

For example [Jardiance](https://www.jardiance.com/heart-failure/savings-support), a type 2 diabetes drug offers a copay as low as $10 if you meet the qualifications.

Why does a consumer need insurance for this discount to apply? Who pays for the difference in cost?

In: 5

Answer 1

So they cut a deal with your insurance company, the list price, what your insurance pays and what they tell you they pay are all different things.