Often times it is done by discounting a cash or debit purchase rather than by charging a fee for credit card use. It’s a work around for the bank agreement for not passing the charge on to the customer.
I only see gas stations do this on a corporate level. Often they also have their own credit cards to offset this. Small businesses often have the surcharge, usually as a flat fee as a “Processing Fee”.
Other stores (Such as WinCo) merely choose to not accept credit cards to avoid the fees.
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