I’m seeing Affirm in lots of places lately as a way to pay the same amount of money for your purchase but over installments with zero interest. How do they make money? My only guesses are a kickback in the seller’s end or they’re selling user data. Anyone know?
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They specialize in people who won’t pay back before the 0 interest period is over and if you go over you owe all the interest from day 1 and it is a high rate.
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