How does the presence of insurance factor into healthcare? Are costs higher because it exists?
In: 1
Absolutely.
Proof of this is cash-only doctors who charge much less for a visit and don’t have to have full time staff to handle insurance paperwork all day, just a receptionist. I went to one, he was fantastic, billed in 15 min increments, and charged about the same as a decent plumber.
In one town I lived in, there was a place that did lab-work that didn’t take insurance. You could get lots of oddball stuff checked, cholestrol, thyroid, testosterone, etc by just checking a box and opening your wallet.
Now there are even cash MRI places like [this](https://www.taylormedmri.com/) popping up all over the country.
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