How exactly does pet insurance work? Is it worth it?
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If you have pet insurance and there is an emergency they’ll reimburse you some amount after you send then your bill.
Insurance being “worth it” comes down to what are you looking for. If you want the peace of mind knowing you wont go under with a sudden huge bill, sure. If you want to guarantee it’s financially worth it, then I can’t really promise you that.
I pay $15/month for my two cats. One had a bladder blockage and spent 3 days in the vet and had emergency surgery to clear the crystals from his bladder. My pet insurance reimbursed me 90% of the $2400 bill. It turned out to financially worth it to me, but it was always worth it because I didn’t have think about the cost for even one second when my cat was in dire pain and peeing blood.
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