It is genetic, but has so many genes involved that it wont matter for you. Imagine a man and a woman having 1000 colored balls each. They are average intelligence and half of their balls are red (IQ reducing gene variants) and the other are green (IQ increasing gene variants). Their average 100IQ points is the sum of their good and bad genes.
When they have a child, each parent randomly gives 500 of their gene variants to the child. The child ends up with 1000 colored balls, half from each parent. So the best case is 500 green balls from each parent and a top iq. The worst outcome is all red balls from both parents and probably near the autism spectrum. So if they had 1000 children you would have some geniuses among them.
This is all oversimplified and assumes good education to develop and train the genetic ability and good nutrition to allow proper development.
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