From my understanding the problems with being in a pool are twofold:
1) It’s less about water being particularly conductive (though it is fairly conductive, enough that a strike on the water will shock more than just the nearest people), and more that if you’re swimming on a fairly large flat surface of water, your head is going to be one of the tallest things around
2) If there is any metal piping (or for that matter, ladders) that could conduct electricity into the pool if struck, that adds additional hazard.
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