The problem isn’t that lightning is likely to strike the pool–it’s that water conducts electricity well. If it’s raining, and everything around the pool is wet, then it’s possible that lightning can strike a tall tree near the pool and that the electricity will immediately be conducted through the water on the tree, through the water on the ground, into the water on the pool. And if that happens, then everyone inside the pool will be shocked with a tremendous amount of electricity–enough to possibly kill the swimmers instantly.
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