Those values are usually calculated for a press release about how big the bust was, so they’ll use the highest street price they can find to make it seem as big as possible. Nobody takes the exact amount that seriously, and neither should you.
Now, if the government confiscated your car, the valuation might matter more, because you’re later exonerated, you could potentially sue for the value of the car (assuming there’s some reason they can’t just give it back). However, for that to matter to illegal goods, you’d have to claim they belonged to you in the first place, which would not be a great idea.
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