As with everything it is all about money. The cheapest launches will be stripped down and have as little spare parts and extra strength as possible. There is no point making a rocket out of concrete so it could withstand a crash, but at the same point it has to handle the power of the engines, wind, rain, pressure etc. There is a fine balance, and the closer you are to the limit the less fuel you need or the more weight you have left to use up on the satellite or passengers.
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