Needing some information on how buying a car and getting insurance works in Alberta.

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I got to 30, 2 kids and a college degree, having never driven or owned a vehicle. I recently got my license, and am wanting to start driving, but have no idea how buying a car or getting insurance works. I’m in Alberta, Canada. I have ok credit. I hate the idea of walking into a dealership with no fucking idea what to even say or ask for, and am lacking in parental figures to ask. eli5?

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5 Answers

Anonymous 0 Comments

Oh yay a question I’m uniquely qualified to answer as I live in Sherwood Park. So basically go to a dealership and pick a car you like that has payments within your budget test drive it and talk to the salesman he will then check to see if you qualify for the loan. Once you get the car you go to registries to register it then get insurance. Keep in mind that when you buy a brand new car you need the full insurance (the one that covers your car for damages not just the one that covers any damages to other cars) not just the basic one so one thing I recommend is before buying the car but after picking the car call an insurance company and get a quote to make sure insurance+ car payment is within budget because your a new driver with a new car your insurance is going to be expensive and I know people who’ve fucked themselves because they thought insurance would be like 150$ which is standard for new drivers on fully purchased cars but then found out there insurance would be like 400$.

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