VM is just another computer running inside another computer.
The host for a VM is always a physical computer/server. Running somewhere in a datacenter, or even in your own home.
The benefits of VM’s in a regular consumer use are little to 0 (Think: I use my pc to game a bit, browse the internet, maybe read or write documents). Businesses, education systems on the other hand can benefit from them greatly.
E: If you want to flexibly write/save/read on multiple devices, you wouldn’t need a virtual machine for that. You could use a Google Drive, OneDrive and other cloud services for files.
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