The actual temperature is, well, the actual temperature of the air, as measured by a thermometer.
We generate heat and dissipate it into the air around us. If it’s windy, we lose that heat energy more quickly; if it’s humid, we lose it more slowly. The temperature it “feels like” is the temperature that would make us lose that heat energy at the same rate assuming there was no wind and it was a standard humidity. So if it’s 20 and really windy, you lose energy as fast as you would if it was 10 and not windy.
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