It’s insurance to protect you from lawsuits if you screw up something involving your professional activities. For social workers, there are a variety of possible needs.
Say, for example, you ar visiting a family with a history of child abuse, and part of your job is to assess whether the adults of a family are treating their kids appropriately. If you give the family a good assessment, and then there is an instance of child abuse, you and your social service agency may be liable to be sued by the child’s extended family.
Professional liability insurance, if in force, would pay any judgments from such a litigation. Obviously, a lawyer would need to be consulted to assess the policy and the situation to evaluate if you and/or your agency (employer) are fully covered.
Latest Answers