it’s just assumption or prejudice by pairing like with like
brains can’t consider everything all the time so we apply historical knowledge to current situations for efficiency. when it has a negative effect we call it projection or prejudice, when it is useful we call it wisdom or experience. the trick is to use it but not rely on it. be aware that your assumptions can be wrong before acting on them. only use the guesses or instinct or gut or intuition as a warning, not a rule.
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