I’m 16 years old and trying to get a therapist. My mom told be I need to make sure they’re covered by my health insurance. I haven’t had any luck finding a therapist that is covered by my insurance. I called one that wasn’t covered to see if they could help me out, and they told me about reimbursement, I can call my insurance and see if they can reimburse me for services by Out of Network providers. I don’t understand what any of this means, somebody please help
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The easiest way to find a therapist covered by your insurance is to contact your insurance agency or log on to the insurance website and find a provider. That way you are not aimlessly calling therapists. If you don’t have anyone right where you live, there might be teletherapy services that your insurance covers. Out of network coverage rarely covers the full cost of appointments (minus copay). You could submit paperwork to get reimbursed a portion, but that is likely going to be a pain.
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