For most people, fingerless gloves give up a lot of potential warmth for the ability to use a smart phone. (The ones with contacts that allow you to use smart phones are nowhere near as accurate as an actual finger/thumb.)
Beyond that, you may see fingerless gloves that have a full mitten cover for the fingers. These would be for people who want only occasional full-finger-dexterity. This could be useful if, for instance, you’re walking a dog and need to bag it’s poop.
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