What are these things? Why do banks need to use them?
There is the slogan; “for everything else there’s MasterCard”. As user of cards does this awareness benefit me I’m any way when I don’t have a choice in what card I get as it’s up to my bank?
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You can go to a different bank. You have that option. You don’t have to continue doing business with a bank who doesn’t offer what you want.
This is how these things work.
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