what prevents people from using the routing and account number at the bottom of the check to steal from the account or write fraudulent checks?

Question

what prevents people from using the routing and account number at the bottom of the check to steal from the account or write fraudulent checks?

In: Other

Answer 1

It will leave a paper trail. What they’ll do is print their own checks with these numbers and send the pictures to a unknowing ‘mule’ who thinks they are getting some sort of job lucrative job, with instructions to mobile-deposit that check into their own account and send most of the proceeds out in the form of gift cards or cryptocurrency. The mule is left holding the bag when the fraud is discovered.