ie a pharmacy will take insurance A but not insurance B, forcing someone with insurance B to look at other pharmacies or pay a greater amount of money out of pocket.
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They have a contract with certain insurance companies. They don’t have contracts with other companies. It’s just a business arrangement.
I can’t expect every health care providers in the country to negotiate rates with every insurance company.
As a tiny example, I once had my primary care physician resign from my HMO because he felt they were intruding on his ability to practice medicine as he saw fit.
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