Usually you don’t get charged bounced check fees if the store has the ability to immediately withdraw the money as if it were a debit card. Stores freaked a few people out when they’d hand the check back to the customer.
The fees were to recoup the cost of people’s time in processing the check, and because there were a lot of people would couldn’t balance a checkbook. Sort of a stupid tax for some, and a deterrent for those intentionally passing a bad check, or taking the chance on getting money deposited before the check was deposited by the store.
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