Why do companies provide health insurance in the US instead of just increasing wages by equivalent amount?

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Is it because of tax benefits or something similar? If so, couldnt the government provide the same tax benefits to individuals to make healthcare insurance more affordable to everyone?

disclaimer: I am not from the US

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Anonymous 0 Comments

What is the equivalent amount? A healthy 20 year old will use health insurance a lot less than someone in their 50s or just someone with a chronic condition, so how do you judge how much to bump everyone’s pay by? Does the 20 year old get paid less because they need less to cover healthcare costs?

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