Why do companies provide health insurance in the US instead of just increasing wages by equivalent amount?

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Is it because of tax benefits or something similar? If so, couldnt the government provide the same tax benefits to individuals to make healthcare insurance more affordable to everyone?

disclaimer: I am not from the US

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Anonymous 0 Comments

Just increasing wages wouldn’t help. That would force every employee to go find their own coverage, which is expensive and complicated. By enrolling all employees as a group the rates are cheaper.

Yes, it would (probably) be better for the govt to do it, hence all the calls for Universal Coverage, single-payer, etc

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