Is it because of tax benefits or something similar? If so, couldnt the government provide the same tax benefits to individuals to make healthcare insurance more affordable to everyone?
disclaimer: I am not from the US
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Companies do it because it’s become part of any expected set of benefits employers offer. Under the ACA, it’s now mandatory in many cases. To your second question, yes, the government could do that, but many people believe it shouldn’t so we have not passed a law making it so.
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