Why do companies provide health insurance in the US instead of just increasing wages by equivalent amount?

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Is it because of tax benefits or something similar? If so, couldnt the government provide the same tax benefits to individuals to make healthcare insurance more affordable to everyone?

disclaimer: I am not from the US

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15 Answers

Anonymous 0 Comments

I’m general it’s cheaper to insure a group versus individuals, especially for low risk occupations like office workers.

I’m reality it’s all a scam anyway as of you take what we spend on Medicare and Medicaid and divorce it by our entire population, it’s about the same as what France and the UK spend per person on healthcare.

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