I have never turned my vehicle off while pumping gas in my life and have yet to have an issue. Especially coming from a Northern state where it gets pretty cold you see a lot of people doing the same thing. What is the potential risk or is it all just a myth?
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Your car will stay warm in the 3 min it takes to pump gas I promise.
You risk an explosion of the fuel/air mix by the nozzle gets set off by the static electricity in the dry cold air as you pull the nozzle out of the filer tube.
Also your fuels system is meant to be a vacuum so you have a higher chance of your check engine light coming on in error thinking there is a leak somewhere.
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