I have never turned my vehicle off while pumping gas in my life and have yet to have an issue. Especially coming from a Northern state where it gets pretty cold you see a lot of people doing the same thing. What is the potential risk or is it all just a myth?
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There are a bunch of risks, many of which others have already mentioned. The most relavent risk you OP is that if a fire breaks out and your car was running at the time, then *you* are now liable for any damage, injuries, or deaths which occur because of your negligence.
Why would leaving your car running while you fuel it be considered negligent? Because (in most jurisdictions) it is illegal. By definition, ignoring the law is negligent behaviour.
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