1. It’s just not your car, there could be several cars all running simultaneously while fueling. That certainly introduces completely unnecessary risk of fire.
2. Cars do not like running while the gas tank is open, it fucks with the pressure sensors
3. A car idling is a car at risk of moving because some idiot forgot to apply the parking break. A runaway car at a gas station is not a good situation at all.
4. Did you think of theft? If you were fueling your car up while running I could very, very, very easily steal you car without even trying
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